PLEASE CAREFULLY READ THESE TERMS AND CONDITIONS BEFORE USING THIS WEBSITE.
Last Updated: 11-22-2025
Introduction
This website (the “Website”) is owned and operated by PersonalFinanceLine.com (“Company,” “we,” “us,” or “our”). These Terms & Conditions, together with our Privacy Policy (collectively, the “Agreement”), govern your use of the Website and our related services (“Services”).
By accessing or using the Website, you agree to be bound by this Agreement. If you do not agree, you must discontinue use of the Website.
Eligibility
You must be at least 18 years old and capable of entering into a binding contract to use the Website. The Website is not directed to children under 13, and we do not knowingly collect data from children under 13.
Acceptable Use
You agree to use the Website only for lawful purposes and to respect the rights of others. You may not:
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Copy, reproduce, modify, distribute, sell, lease, or exploit Website content without written permission.
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Interfere with Website operations or security.
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Upload harmful code, false, defamatory, unlawful, obscene, or copyrighted material without authorization.
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Collect personal information about other users without consent.
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Use bots, scraping tools, or reverse engineering on the Website.
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Use our trademarks or deep-linking/framing without written consent.
You must comply with all applicable laws when using the Website.
Intellectual Property
All content on the Website—including text, graphics, software, trademarks, and other materials—is protected by intellectual property laws and may not be used without our express written permission, except for limited personal and non-commercial use.
Information & Content Disclaimer
We strive to provide accurate and useful information, but we do not guarantee that any content is complete, updated, or suitable for any purpose. You agree that you are solely responsible for any decisions made based on Website information.
No Warranty
The Website and Services are provided “AS IS” and “AS AVAILABLE,” without warranties of any kind. We do not guarantee uninterrupted service, accuracy, or error-free content. You assume all risk associated with your use.
Links to Third-Party Websites
The Website may contain links to third-party resources or advertisers. We do not endorse or control these websites and are not responsible for their content, practices, or policies. Your use of third-party sites is at your own risk and subject to their Terms & Privacy Policies.
Electronic Communications
By visiting the Website or contacting us electronically, you consent to receive electronic communications related to your inquiries, transactions, or account notices. These communications satisfy any legal requirement that they be in writing.
Optional Marketing Communications
You may choose to receive optional marketing emails, calls, or text messages about financial programs, offers, or services. Providing consent is entirely optional and is not required to use the Website or access any resources.
You can withdraw consent at any time by using the unsubscribe instructions provided or emailing us at [email protected].
Your Privacy Rights
We handle personal data in accordance with our Privacy Policy. Users have the right to:
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Request to access, delete, or correct their personal data
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Opt-out of marketing at any time
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Decline tracking cookies where required by law
To exercise your rights, contact [email protected].
Limitation of Liability
To the fullest extent permitted by law, Company is not liable for any indirect, incidental, consequential, or special damages, including data loss, lost profits, or use of Website content.
Indemnification
You agree to indemnify Company against losses, claims, damages, expenses, or legal fees arising from your misuse of the Website, violation of this Agreement, or submitted content.
Termination
We may restrict or terminate access to the Website at any time for any reason without notice. Certain terms (intellectual property, arbitration, liability, etc.) will survive termination.
Mandatory Arbitration & Class Action Waiver
Summarized for compliance clarity:
Any disputes between you and Company will be resolved through binding arbitration on an individual basis (not class actions). You may opt out within 30 days by sending written notice to the address listed in our Privacy Policy.
Copyright Policy (DMCA Compliance)
If you believe content on this Website infringes your copyright, contact us with required DMCA documentation at [email protected].
Changes to These Terms
We may update these Terms periodically. Continued use of the Website after changes indicates acceptance. Users should review this page periodically.
Contact Information
For questions regarding this Agreement or privacy rights, you may contact us at:
📩 [email protected]
