We dedicate a large part of our lives to designing and trying to achieve goals; be it having money, a profitable business, a stable partner, good friends, among others. However, reaching these goals takes effort and work; It is not necessary to be the smartest, too fast or handsome, the most important thing is to be constant, listen and be willing to learn.
For those goals that involve resource management, financial education becomes a great ally, however, it cannot do all the work, it is necessary that your goals are challenging enough while remaining realistic. Today we give you some tips to set and identify good financial goals:
1. Improvable goals: the objectives should always be aimed at improving some aspect of life.
Example: Buying your own home, since this will increase your assets and may have comforts and rights that your current rental home does not allow.
2. Specific goals: is to focus on the purposes to be achieved; Defining how they will be achieved and establishing the period of time in which they will materialize are some of the most important aspects.
Example: if someone intends to improve their academic level, the first thing they should take into account is that they want to specialize, explore their skills and strengths while taking stock of their expenses and income are some of the activities to consider. The sooner you are clear about these elements, the sooner you can start your studies.
3. Tangible goals: refers to those that can have an immediate impact on our lives.
Example: if someone has acquired too much debt with credit cards and feels reached by the fees, they can reconsider using them in a more prudent way, pay money and even give to some cards; This will result in less debt, peace of mind and, therefore, a better quality of life.
4. Achievable goals: an important factor is to be realistic, especially with what you want to achieve and how long you hope to achieve.
Example: when a person aspires to have a car, a home, start a business and study, and defines that everything will be at the same time, he will probably not be prioritising what he wants and reaching his goals at the same time will become a real pain of head.
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5. Surmountable goals: when new goals are set, the obligations that already existed should not be neglected, the objective of acquiring an asset should not affect the payment of other debts, as this can lead to over-indebtedness or enter into Blackberry.